ACCRUE offers six pre-built USDC yield portfolios — three risk tiers on each of Ethereum and Base, with identical weights on both chains. The Foundation Portfolio holds 80% in core lending markets (Aave v3, Compound v3) with the balance in curated Morpho v2 Prime vaults, and is intended for operating capital and reserves. The Core Portfolio holds 40% in core lending and 60% across Steakhouse Prime and Gauntlet Prime on Morpho v2, and is the default allocation. The Growth Portfolio holds 20% in core lending and 80% in curated vaults including Steakhouse High Yield, and is intended for long-horizon capital. Weights are risk budgets, not market views, and a deployed portfolio’s weights can never be changed. Every portfolio is fully non-custodial — ACCRUE never holds your funds, and no ACCRUE role can stop, delay or redirect a withdrawal. Fees: a platform fee on deposited principal, 0.50% per year for portfolios and reducing to 0.25% above $1,000,000 — no deposit fee, no withdrawal fee, no management fee, and no performance fee. The contracts are not yet audited; an independent audit is scheduled before public launch. Withdraw at any time with no lock-up periods.